Todd Uzzell Mortgage

Mortgage Lender Phoenix, AZ

Helping Arizona Families Find the Perfect Home Loan
🏆 20+ Years in Arizona 🔒 NMLS #1525192 ⭐ 500+ 5-Star Reviews

Welcome to your trusted local mortgage resource in Phoenix, Arizona. At Todd Uzzell Mortgage, I specialize in helping families, first-time buyers, and investors secure the right home loan, with the local knowledge and personal service that a smooth lending process requires.

Home loan consultation

Why Work With a Local Phoenix Mortgage Lender?

Phoenix is Arizona's capital and largest city, with one of the most diverse housing markets in the Southwest, from downtown high-rises to sprawling suburban neighborhoods.

Loan Programs I Offer

New homeowners receiving keys

Living in Phoenix, AZ

Phoenix offers everything from downtown's arts and dining scene to family-friendly suburbs throughout the Valley, with year-round sunshine and major employers across multiple industries.

Phoenix Mortgage Questions

How much down payment do I need to buy a home in Phoenix, AZ?
It depends on the loan program. FHA loans require as little as 3.5% down, conventional loans can go as low as 3% for qualified first-time buyers, and VA loans offer 0% down for eligible veterans. Arizona down payment assistance programs like Home Plus and Home in Five can reduce this further.
What loan programs are available for Phoenix homebuyers?
Phoenix buyers can choose from Conventional, FHA, VA, USDA, Jumbo, Non-QM, and Hard Money loan programs, along with Arizona down payment assistance programs, depending on credit score, down payment savings, and the type of property.
Why work with a local Phoenix mortgage lender instead of a national call center?
A local lender understands Arizona-specific programs, the local real estate market, and can often respond faster with personalized guidance, compared to a national call center handling loans in dozens of different states.

Helpful Resources

First-Time Homebuyer Guide Mortgage Calculator Hub Refinance Calculator How Much House Can I Afford? Understanding the Mortgage Process Get Pre-Qualified Frequently Asked Questions Current Mortgage Rates

Start Your Mortgage Journey Today

Ready to make Phoenix your home? Let's find the right mortgage solution for your situation, whether you're buying your first home, refinancing, or investing.

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Serving Surrounding Areas

Scottsdale Tempe Glendale Mesa