$380K–$650K
Median price range
Conv./FHA
Best-fit loan
Maricopa
County
About Encanto
Encanto is one of Phoenix's standout neighborhoods — known for its historic district, bungalow charm. With home prices ranging around $380K–$650K, it attracts buyers looking for Historic SFR in the Maricopa County market.
As a licensed Arizona mortgage lender serving Encanto and all of Phoenix, I work with buyers at every price point to find the right financing — whether that's a conventional loan, FHA, VA, or Jumbo product.
Best-Fit Loan Programs for Encanto Buyers
FHA loan
3.5% down · flexible credit · popular with first-time buyers in this price range
Conventional loan
3–20% down · no upfront MIP · best for buyers with 620+ credit
Arizona Home Plus DPA
Soft second mortgage · forgiven after 60 months · income limit $155,386 (2026)
Home in Five Advantage
Up to 5% DPA for Maricopa County qualifying buyers
Local Flavor
Fun fact
Encanto Park's lagoon was built during the Great Depression as a Works Progress Administration project and remains one of Phoenix's most beloved public green spaces.
Historical note
Platted in the 1930s–40s as one of Phoenix's earliest planned residential neighborhoods, Encanto features some of the city's most intact collections of Art Deco and Spanish Colonial Revival homes.
Frequently Asked Questions
What loan programs work best in Encanto?
Conventional & FHA are the best fit for most Encanto buyers given the typical price range of $380K–$650K. I can review your specific situation and match you to the right program in a 15-minute call.
How much do I need to put down to buy in Encanto?
Down payment requirements vary by loan type. FHA starts at 3.5%, Conventional at 3–20%, and Jumbo loans typically require 10–20%. Arizona's Home Plus DPA can help cover down payment costs for qualifying buyers.
How quickly can I get pre-approved for a Encanto home?
In most cases, I can provide a same-day pre-approval for qualified buyers. Having a pre-approval letter before you make an offer is essential in a competitive neighborhood like Encanto.
Do you serve the entire Phoenix area?
Yes — I serve all Phoenix neighborhoods and all of Maricopa County, including nearby communities. See the Phoenix neighborhoods guide for a full overview.
Ready to Buy in Encanto?
Get pre-approved today or schedule a free consultation to review your options.
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